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| Medicare Supplement (Medigap) Plans |
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Below are the Medicare Supplement plans available. According to
law if a company is to offer any plans they must be from these.
However, companies are not required to offer every plan. However,
if a company is going to offer any of these it plans one of them
must be plan A. Plans H, I, and J are less often available, due
to low level of enrollment, due to much higher premiums for
prescription drug benefits.
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Note: Basic Benefits (Included in All Plans)
Hospitalization: Part A coinsurance plus coverage for 365 additional
days after Medicare benefits end.
Medical Expenses: Part B coinsurance (generally 20% of Medicare Approved
expenses), or, in the case of hospital outpatient department services,
applicable copayments.
Blood: First three pints of blood each year.
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Get A Quote |
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| Medicare Supplement Plans |
| Plan Benefits |
A |
B |
C |
D |
E |
F/F* |
G |
H |
I |
J/J* |
| Basic Benefits |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
| Skilled Nursing |
NO |
NO |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
| Part A Deductible |
NO |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
| Part B Deductible |
NO |
NO |
YES |
NO |
NO |
YES |
NO |
NO |
NO |
YES |
| Part B Excess Charges |
NO |
NO |
NO |
NO |
NO |
100% |
80% |
NO |
100% |
100% |
| Foreign Travel Emergency |
NO |
NO |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
YES |
| At-Home Recovery |
NO |
NO |
NO |
YES |
NO |
NO |
YES |
NO |
YES |
YES |
| Basic Drugs |
NO |
NO |
NO |
NO |
NO |
NO |
NO |
$1250 Limit |
$1250 Limit |
$3000 Limit |
| Preventive Care |
NO |
NO |
NO |
NO |
YES |
NO |
NO |
NO |
NO |
YES |
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*Plans F and J also have an option called a high deductible plan F and
a high deductible plan J. these high deductible plans pay the same or
offer the same benfits as Plans F and J after one have paid a calendar
year $1500 deductible. Benefits from high deductible plans F and J will
not begin until out-of-pocket expenses are $1500. Out of pocket expenses
for this deductible are expenses that would ordinarily be paid by the
policy. These expenses include the Medicare deductibles for Part A and
Part B, but does not include, in plan J, the plan's seperate prescription
drug deductible or, in Plans F and J, the plan's seperate foreign travel
emergency deductible.
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• 
Supplement
