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It doesn't matter if they're new to Medicare or they've been enrolled for
years. Predominantly, people don't know what Medicare Supplement plans
cover including the coverage they career. The one thing they do know is
what they have to pay for when they need care. And honestly, that is the
most important part.
The simple truth is that Medicare does not pay for all the medical expenses a
senior might have. That is why many people choose to by a supplemental
insurance coverage to fill the gaps in Medicare. Under federal
law insurance companies can offer 12 specific insurance plans referred
to by letters A through J, F+, and J+ (see
Medicare Supplement Plan Chart).
All plans, no matter which company provides it, offers the exact same
benefits, under this regulation. However, the cost of the same plan can
vary widely from company to company.
Despite government regulations that required Medicare Supplement
standardization, determining the benefits of each of the 10 plans can be
complicated. To help though we've broken them down to help explain
things. However, before you make a decision on a plan it is important to
talk with an expert on the subject. What may seem like a great plan may
be excessive or insufficient coverage depending on your individual
situation, including the state residency.
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Long-Term Care
• 
Supplement
