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Anyone age 65 and older is eligible for Medicare if they or their spouse
worked at least 10 years in Medicare-covered employment and they are
citizen or permanent resident of the United States. People with certain
disabilities, who are younger than 65, may eligible to receive benefits.
Medicare is the nations largest health insurance program, covering
approximately 40 million people, and consists two parts. Part A helps
pay for hospital stays and to a limited extend skilled nursing care to a
maximum of 100 days. Part B covers the outpatient services, tests,
doctors fees and other similar medical expenses. A simple analogy would
be taking your car to a garage. Part A pays for the space in the garage,
the tools, etc., while part B for mechanics that work on the car.
Most employers withhold Medicare from employee paycheck, with such
deductions are itemized on payment stubs and W-2 forms. There are
exceptions though. If you have questions concerning this you can contact
the Social Security Administration at (800) 772-1213.
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