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A long-term care policy is for the "long-term." It is important to keep
this in mind before purchasing a policy from a carrier with inferior
financial strength. You may not need to receive benefits from a Long Term
Care policy for 10 to 20 years after issue.
Make sure the insurance carrier you select is rated highly by A.M. Best
or another independent rating company. You only want to do business with
a company who has the financial strength and resources to pay your claim
when the time comes.
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